8/2/2023 0 Comments Gnucash vs ynab![]() ![]() Like Moneywiz, it has an iOS and Android app that allows you to update your budget and enter transactions on the go, but unlike Moneywiz, it still needs a desktop machine to get the most out of it. I believe I’d tried YNAB earlier but dismissed it as being not what I was after, before moving to Moneywiz, however, since then, my needs (and YNAB) had changed and therefore I decided to give it another go when I figured out things weren’t as they should be. I found it to be to inflexible and wasn’t helping me achieve the effect I was after (which was to budget my money!)Īfter a year and a bit, I started looking at alternatives and came across YNAB. ![]() So I tried to use the budgeting section of Moneywiz. I finished my PhD and got a full time job - I realised I was spending almost everything I earned (well, I was snowballing debts, but I still wasn’t saving perhaps as much as I should). However, it’s budgeting section was fairly poor (as was mine). I was able to pay down my debts and it was extremely helpful in keeping track of the spending. As I said, tracking spending on the go was very handy. Moneywiz performed really well for the year I used it. Being able to track my spending on the go and have it update on the Mac meant that it was easier to keep track of everything and that meant better tracking of my money. This trick alone was worth moving my financial tracking to this app. Moneywiz! came along and changed that - not only was it built for the Mac but it would sync with my phone. However, it was dog slow when I moved to the Mac and it was ugly as sin. During uni, I was using GNUCash to keep track of my spending and it performed reasonably well. YNAB (or You Need A Budget), is a money tracking software suite that works on Windows, Mac and has Android and iOS apps. It’s been almost a year since I switched from using Moneywiz! to YNAB. ![]()
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